A health care plan that works great, even on the RV road less traveled: Medical Cost Sharing.

The best Health Benefits to go with RV living

Get prepared for your best RV life with Medical Cost Sharing

RV52.com Editor’s note: Art Goetze is a good friend of mine and is the founder of Scoop Health, a great place to start searching when looking for health care options. While this article does pitch his wares, it has lots of great information. I hope you’ll find it as interesting and eye opening as I did. Enjoy!

It doesn’t matter if you are in a Teardrop trailer or a Class A motor coach, proper planning prevents problems from raining on your parade. Before you hit the highways and byways or see the purple mountains majesty, the one thing you need to think about is how will you access quality healthcare without hocking your RV to pay for it?

Whether you are already cruising the highways, or just considering RV living, access to health care is something you need to take really seriously. Once you set out on your new journey, taking care of your health can be a real challenge. Because if you are going to be staying in places where you don’t know anyone, where you might need access to a doctor or a specialist quickly.

Your healthcare is a lot like your RV. Sometimes RVs need wipers, tires or an oil change, sometimes they need a real mechanic and major parts replaced. The difference is the RV can usually wait until you can afford the repair, but it’s not that way with your health. Planning for your healthcare needs in the RV life means thinking about your health and care differently.

Whether you are on the road or camping in Jellystone Park, you will need to prepare to deal with everyday health needs. Pack an extra supply of any regular medications you take and a good first aid kit too. This is especially true if you have routine needs or chronic conditions. Lots of Rvers decide to enroll in a Virtual Primary Care membership. For a flat monthly fee you get unlimited access to your own doctor who knows you and your health situation. Scoop Health can help you find one.

Then, there’s the big stuff. I’m talking about those unexpected surprise medical needs that come at the worst possible time. To sleep well at night in your RV you’ll need to be prepared for unplanned illnesses or an injury while on the road. Whatever your RV looks like sooner or later your RV life is going to require healthcare. Just one bad trip to the ER could end up costing more than a new transmission in your motorhome. You are going to need a plan to take care of the large medical bills or your RV dreams might end up in the ditch.

RV living involves a lot of advance planning. You need to check and recheck just about everything before hitting the road. Like planning out the trip and your stops on your Rand McNally map, you also need to have a back up plan for detours and the unexpected. Preparing for RV living means making advance plans for your healthcare needs both the known, and the unpredicted. It’s not something you want to put off until you are in the ER or a hospital bed in the middle of nowhere. Because when something bad happens you are going to want the best doctor in town and it could end up costing a lot of money.

Unfortunately most health insurance has network restrictions. That means it’s not great for the RV life. You’d have to drive back home to see your doctor or pay hefty out of network penalties. Because using health insurance for out of network healthcare while you are on the road, this could cost you dearly.

RVers need a way to pay for serious healthcare that doesn’t punish your choice of doctor or hospital no matter where you are.

That’s where community based Medical Cost Sharing comes in handy.

One example, Sedera Medical Cost Sharing, is available through Scoop Health and allows members to get the health care they need wherever the wind and that beautiful RV may take you.

Medical cost sharing has been around for a long time since it started in the Christian community.

Today Sedera medical cost sharing has removed any faith requirements so membership is open to anyone. Instead of trusting a profit minded insurance company with their healthcare, Sedera members rely on a community of like minded people to help with their large medical bills. Members also get help finding the healthcare they need, even on the road less traveled. Compared to traditional high deductible health insurance, Sedera medical cost sharing is usually about half the cost for high deductible health insurance with network restrictions.

It’s hard to imagine, but some folks in the RV life are actually taking chances without health insurance at all. That’s no way to protect your dreams.

To be a safe RVer you need a health contingency plan that works with your personal health situation and your RV lifestyle. Your individual health needs to be considered in deciding where you take your RV, where you plan rest stops, and wherever your final destination may be.

With a medical cost sharing membership from Scoop Health, for example, you will have virtual access to a Teledoctor anytime you need a quick medical opinion or a prescription refill. You can also enroll with a dedicated Virtual Direct Primary Care doctor through Scoop Health. With this amazing virtual healthcare service you get a 1:1 relationship with your own personal physician anywhere there’s a cell signal or wi-fi service. No chronic illness will keep you from being the road warrior you’ve dreamed about.

Medical cost sharing members also have unlimited access member helpers to assist you in locating local medical services in the area and booking an appointment. Members also get access to a great RX application to help you find the best price on your prescriptions on the next leg of your RV travels. Best of all Medical Cost Sharing through Scoop Health costs about 50% of a traditional health insurance plan. There are no network limits and your out of pocket per incident can be as low as $500.

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